MADE BY GRADS FROM TUM & HEC PARIS

Close deals with absolute certainty.

Automated forensic audit engine for high-stakes M&A. From VDR ingestion to structural risk analysis in minutes.

Step 1

Smart Ingestion

Connect your existing VDR in seconds. Ratio provides secure, native integrations with Intralinks, Datasite, and more—eliminating manual file migrations.

Direct Integrations
Live Link
IL
DS
BX
SP
+
Processing QueueAUTO-MAPPED
Lease_Agreement_2024.pdf92%
OCR CLEAN
2.4s left
Profit & Loss Q3 2023Financial
Bank Statement - AugustFinancial
Cash In/Out SummaryFinancial
Master SaaS AgreementLegal
Payroll Export - 2023HR
VAT Returns Q4Tax
Lease Amendment FinalLegal
Cap Table v4.2Governance
IP License AgreementLegal
Vendor Invoices Aug-23Financial
Fixed Asset RegisterFinancial
Articles of AssociationGovernance
Insurance Policy 2024Operational
Shareholder AgreementLegal
General Ledger ExtractFinancial
Board Minutes - MayGovernance
Step 2

Graph Synthesis

React Flow
12.9k RELATIONSHIPS240 ENTITIES MAPPED

Node Properties

Entity Details
Bank Statement Q3
Source VDR Filebs_q3_final.pdf
Extracted Value$20,000.00
Confidence Score99.8%
Cross-References
PAYROLL_AUGGL_2023_Q3

* Ratio automatically identifies and reconciles entities to detect structural risk.

Step 3

Proactive Verification

Ratio identifies potential ambiguities and asks for manual verification of complex legal-finance entailments.

Pending Verification Queue
Subsidiary Relationship: [Vendor_A] → [Parent_B]
Lease Applicability: [Clause_X] → [Asset_Y]
Net Debt Definition: [Interest] → [Principal]
R
I've created a triple based on the latest PDF:
Lease_Agreement
escalation_clause
5%_annual

However, the General Ledger suggests a 3.5% adjustment. I believe I might have made a mistake. Please confirm or deny.
U
Deny. The 5% was a draft version. Use the 3.5% from the final signed amendment.
R
Understood. Updating to the correct amendment value:
Lease_Amendment_Final
escalation_clause
3.5%_annual

I am now re-running the Lease Consistency test.
Step 4

The 100+ Forensic Audit Engine

Ratio runs cross-domain tests between Legal, Finance, and HR records to find risks that siloed teams miss.

114
Total Tests
8.2s
Execution Time
1 Warning
Consistency
32 Tests
2 Failures
Numerical
48 Tests
Clean
Legal Risk
24 Tests
1 Discrepancy
Entailment
10 Tests
Automated M&A Test Suite
Change of Control Leakage
EBITDA Add-back Validation
Earn-out Trigger Analysis
Lease Escalation vs. Budget
Debt Covenant Breach Scan
Undisclosed Related Party
Revenue Leakage Detection
Cap Table vs. SHA Match
Deferred Tax Liability Audit
Working Capital Normalization
Net Debt Bridge Integrity
Post-Closing Adjustment
Material Contract Expiry
IP Royalty Reconciliation
Pension Liability Gap
Minority Interest Verification
Goodwill Impairment Scan
Affiliate Transaction Audit
Off-Balance Sheet Check
Customer Concentration Risk
Non-Compete Enforceability
Accrual vs. Cash Discrepancy
Missing Collateral Pledge
Employment Agreement Risk
Tax Indemnity Coverage
Supplier Rebate Audit
Inventory Obsolescence
Warranty Provision Check
Environmental Liability
Change of Control Consent
Custom Test Creator
"Find all entities where EBITDA add-backs exceed 20% of reported revenue in 2023"
Compiled Cypher Query
MATCH (e:Entity)WHERE e.year = 2023 AND e.addbacks > (e.revenue * 0.2)RETURN e.name, e.risk_score
+ 84 additional forensic tests in full report
Audit Output

Final Risk Summary

Health Score
68/100

Moderate risk detected in Financial/Legal mapping.

Risk Distribution
Critical (2)High (3)Passed (109)
Risk FactorImpactAnalysis
Revenue Recognition Consistency
Consistency
High
Clean Validation
Payroll vs Bank Statement Match
Numerical
Critical
Discrepancy of $1,500 in August
Change of Control Leakage
Legal
Medium
Clause found in 2 contracts
Material Contract Expiry
Missing
High
3 documents missing signatures
VAT Compliance Check
Numerical
Low
Clean Validation